Buying or Selling Your Business with ROI National Realty
At ROI National Realty, we understand that a business is more than numbers on a spreadsheet, it’s years of work, relationships, and value. Whether you’re preparing to sell or looking to acquire your next venture, we bring the same investor-level rigor we apply to real estate into the world of business transactions.
From small family-owned operations to scalable investment opportunities, ROI National Realty ensures that every deal is guided with confidentiality, precision, and your long-term goals in mind.
Why Trust ROI National?
Investor-Level Insight
We look at businesses the same way we look at properties: with a clear focus on cash flow, ROI, and long-term potential.
Confidential Process
We understand discretion is critical. Your information and intentions are handled with the highest level of professionalism and confidentiality.
Local & Regional Market Knowledge
With deep roots in Philadelphia and the surrounding counties, we know which industries and opportunities perform best in our market.
Tailored Strategy
Every buyer and seller has unique goals. We align our approach to match your timeline, financial targets, and exit or acquisition strategy.
Business Value & Deal Structure Calculator
Estimate SDE/EBITDA, valuation ranges, and a sample financing structure.
SDE
EBITDA
Est. Value (SDE)
Deal Structure & Coverage
Notes & Assumptions
Frequently Asked Questions
Most Main Street & lower-middle-market businesses are priced off SDE (Seller’s Discretionary Earnings) multiples; larger firms may use EBITDA multiples. Asset-heavy or fast-growth businesses sometimes use revenue or asset-based methods.
Net profit plus owner salary/comp, payroll taxes on that comp, interest, depreciation, amortization, and legitimate one-time or non-operating add-backs.
It depends on size, industry, trends, and risk. Many owner-operator businesses trade around 2.0–3.5× SDE. Stronger businesses (growth, systems, recurring revenue) can justify 3.5–5.0× or more.
Often yes. Deals are commonly priced as enterprise value based on earnings plus normalized working assets (e.g., inventory at cost, FF&E at fair value), depending on structure.
Price and terms are intertwined. An SBA-backed structure (buyer equity + bank loan + possible seller note) can support higher prices if the cash flow covers debt with healthy DSCR (≥1.25x is a common target).
Debt Service Coverage Ratio = cash flow available to service debt / annual debt payments. Lenders want a comfortable cushion.
Like The Numbers You See? Let’s Build Your Portfolio
Whether you’re buying your first rental property or adding to a seasoned portfolio, ROI National Realty brings the insight, tools, and opportunities to make your investments profitable.